Rewritten Title:
2024 Marriage Loan Program Launches for Retirees’ Children – Low-Interest Support Now Available
Government-Backed Marriage Loans for Retirees’ Children Open for Applications
The Civil Servants Retirement Organization (CSRO) has announced a new low-interest marriage loan program for 2024, aimed at easing financial burdens for retirees’ families and supporting their children’s marriage expenses. With a nominal 5% service fee, the initiative reflects the government’s commitment to strengthening family welfare.
Eligibility Criteria for the 2024 Marriage Loan
CSRO CEO Mirzaei confirmed that the loan is exclusively available to children of retirees and pension recipients (including surviving spouses). Key eligibility requirements include:
- The marriage must have been registered on or after March 21, 2024 (Farvardin 1403).
- The applicant must be covered under the CSRO.
- Only children of retirees or pension recipients qualify.
Loan Terms and Repayment Details
- Loan amount: 600 million rials (equivalent to 60 million tomans).
- Service fee: 5%.
- Repayment period: 60 months (5 years).
- Disbursement: After document verification by the designated bank.
Required Documents for Application
Applicants must upload scanned copies of the following via the CSRO’s online portal:
- Retiree’s national ID card and birth certificate.
- Couple’s national ID cards and birth certificates.
- Marriage certificate (including details page).
- First page of the retiree’s birth certificate (showing children’s names).
- Retiree’s bank account number (Bank Saderat Iran), national ID number, and mobile number.
Note: Incomplete applications will be rejected.
How to Apply Online
Eligible retirees/pensioners can apply via the CSRO’s e-services portal (eservices.cspf.ir) by:
- Logging into the CSRO website.
- Selecting Marriage Loan from the main menu.
- Filling out the application form and uploading documents.
- Submitting the request and receiving a tracking code.
Application Timeline
Registration opened on July 12, 2024, and is exclusively available through the CSRO’s online platform.
Program Goals: Supporting Families and Youth
The CSRO emphasized that this initiative aims to reduce financial stress for retirees’ households and assist young couples in starting their marital lives. The program will run periodically throughout 2024, with additional application windows for eligible candidates.
Engagement Note: Retirees are encouraged to apply promptly to secure this beneficial financial support for their children’s future.
