Title: Bank Melli Iran Assumes Responsibility for Ayandeh Bank Loan Applications
In a significant move to streamline the nation’s financial services, the operational activities of the former Ayandeh Bank have been officially integrated into Bank Melli Iran. This transition ensures the continuity of banking services for all customers, with a clear and structured plan for managing existing loan applications.
A Seamless Transition for Existing Loans
For customers whose loans had already been disbursed by Ayandeh Bank, the repayment process remains unchanged. Officials have confirmed that installments for these active loans will continue as per the original schedule. Customers can conveniently make their payments through various channels, including electronic gateways, former Ayandeh Bank (now Bank Melli) ATMs, and the current mobile banking services, all of which are fully operational without disruption.
New Procedure for Pending Loan Applications
A key update has been issued for applicants whose loans were approved and in the payment queue but had not yet been deposited into their accounts before the merger. Due to the cancellation of the former Ayandeh Bank’s payment codes, these specific loans can no longer be processed through the old system.
Consequently, applicants in this category are required to re-apply through Bank Melli Iran. Their requests will be evaluated and registered anew based on the specific regulations and framework of Bank Melli.
Continuity for Social Support Loans
Emphasizing the government’s commitment to social welfare programs, the transfer includes all data and application files for supportive loans such as marriage and childbearing loans. Applicants for these specific facilities do not need to re-register.
Authorities have confirmed that the payment of these social support loans will continue seamlessly through Bank Melli, adhering strictly to the original priority lists and order that were established previously. This measure is designed to prevent any interruption in providing these essential financial facilities to the public.
This consolidation is part of broader strategic efforts to enhance the efficiency and stability of Iran’s banking sector, ensuring reliable service delivery to citizens.