Title: Fourth Phase of Essential Loan Program Disbursed to Iranian Pensioners
In a significant move to bolster the economic security of its retirees, Iran’s National Retirement Fund has successfully deposited the fourth round of its essential 50-million-toman loan into the accounts of eligible pensioners. The disbursement is a key part of a multi-phase support program designed to provide financial relief.
Key Program Details Announced
Mr. Hojat Mirzaei, the Managing Director of the National Retirement Fund, announced on Wednesday, September 3, 2025, that this latest phase of support had been deposited for 28,788 qualifying individuals. The loan program, which features a 60-month repayment plan, is structured to minimize the monthly financial burden on retirees. The fixed monthly installment is set at 833,333 tomans, which is automatically deducted from their pension payments.
This initiative is notable for its streamlined process, requiring no bank guarantor. Eligibility and credit assessment are based solely on the retiree’s monthly pension, simplifying access to these crucial funds.
Ongoing Commitment to Retiree Welfare
The latest disbursement continues a scheduled rollout. The second and third phases were successfully completed in August 2025. According to the Fund’s management, the program is planned across ten phases, with all eligible retirees expected to receive the loan by the end of the current Iranian year (March 2025). This ensures that every qualified retiree will have an opportunity to benefit from this financial support.
Complementary Support: Marriage Loan for Retirees’ Children
In a related support measure, Mr. Mirzaei confirmed the upcoming final disbursement of the marriage loan for retirees’ children. This second and final phase is scheduled for early next week and will provide assistance to approximately 16,000 eligible families. This action will complete the marriage loan program for the year 1404 (2025/2026), offering substantial support for families planning weddings.
A Pillar of Social Support
The essential loan program has become one of the most popular initiatives offered by the National Retirement Fund. Retirees commonly utilize these funds to cover medical expenses, assist their children, purchase essential household goods, and address other urgent financial needs. The program is widely recognized as an effective mechanism for improving retirees’ livelihoods and strengthening trust in the nation’s supportive social institutions.
The Fund’s management has also indicated that they are continuously reviewing new strategies and proposals to further enhance the welfare and economic resilience of the retiree community, underscoring a sustained commitment to this valued segment of society.
