Rewritten Title: Iran Announces Comprehensive Plan to Strengthen Pension Funds and Retiree Welfare
Article:
In a significant move addressing the long-term challenges facing Iran’s pension system, the head of the Civil Servants Pension Fund has outlined a comprehensive strategy aimed at structural reform and improving the quality of life for retirees.
Direct Engagement for Systemic Solutions
Alaeddin Azouji, speaking at a meeting with heads of retiree associations in Kerman province, emphasized that a primary goal is direct communication with pensioners across the country. “Through in-person and online meetings, we aim to plan for compensating for the accumulated shortcomings of at least the past two decades,” Azouji stated. This nationwide outreach underscores a commitment to addressing systemic issues head-on.
Addressing Structural and Economic Roots
The official pinpointed the core of the problems, explaining that current challenges in pension funds are rooted in structural weaknesses accumulated over recent decades. He highlighted issues with asset management and economic activities, stressing the need for a “productivity-oriented approach” to generate more appropriate returns from these resources.
Azouji further elaborated on broader economic factors, noting that while education has expanded, sufficient attention has not been paid to the economic empowerment of the people. This has led to reduced income attractiveness and, consequently, weaknesses in the pension and insurance systems. “Strengthening the performance of the funds is an essential step to creating a sense of security for future generations,” he affirmed.
A Vicious Cycle and a Path to Recovery
A key challenge identified is a “vicious cycle” created by the late entry of youth into the job market and their early exit, which severely reduces the funds’ payment resources. Azouji also critiqued a national economic focus on “non-productive assets” like land and housing, which he said has diverted the national economy from the path of production and public participation.
However, he expressed confidence that “the existing problems in the funds can be resolved by observing scientific and expert principles.” He asserted that a retiree who has served the country for years should not face serious livelihood problems.
Immediate Action on Healthcare and Debt
On the critical issue of supplementary health insurance for retirees, Azouji provided concrete updates. “Although the fund’s debt to Mellat Insurance is significant, we have started payments this week,” he announced. A plan is in place to ensure that 70% of paid resources are directly allocated to retirees’ medical bills, making a tangible impact on their lives.
He added that efforts are underway to settle debts with private hospitals and, with the cooperation of the government and parliament, fundamental solutions for the retirees’ supplementary insurance are expected within the coming months.
A Holistic Vision for Retiree Well-being
Looking beyond finances, the plan includes a focus on improving retirees’ overall quality of life. Initiatives such as “Hope Houses” are envisioned to become havens of peace and joy. The development of health, sports, and lifestyle education villages, alongside enhanced recreational programs, are all part of this holistic approach.
Azouji concluded by underscoring the necessity of complete coordination between the government, parliament, and the Plan and Budget Organization to successfully resolve retirees’ issues. “Through extensive cooperation, a better life and a more secure future can be provided for the country’s retirees,” he stated.
The meeting in Kerman provided a platform for retiree representatives to voice their concerns directly, covering topics from healthcare insurance and travel revival plans to the settlement of past dues, reflecting a collaborative effort to find sustainable solutions.