Title: Social Security Organization Issues Vital Guidance on Pensioner Loan Disbursement
In a significant administrative update, the Social Security Organization has released a crucial advisory for its pensioners concerning a new 50 million Tomans loan facility. This initiative underscores the government’s ongoing commitment to the welfare of retirees.
Key Advisory: No Response Required to SMS
The Organization has issued a clear warning to pensioners regarding SMS messages related to the loan. Retirees are informed that an automated SMS confirming the registration of their loan request does not require any reply.
The official message states: “Dear pensioner, your request to benefit from the Social Security Organization’s pensioner facilities has been registered by the General Department of Cultural and Social Affairs. As the registration and payment process is systemic, there is no need to refer to any center for follow-up.”
Crucially, the Organization has emphasized that replying to these messages will be interpreted as a withdrawal from the loan application process. Pensioners are strongly advised to refrain from sending any response.
Loan Disbursement and Eligibility Framework
The disbursement of the 50 million Toman loan to eligible pensioners is ongoing, managed in phases by the Bank of Welfare of Workers. Priority is being given to retirees who have not previously received such facilities.
The registration and approval process is entirely digital and non-attendance based, streamlining access for all eligible individuals.
General conditions for applicants include:
- Membership in the Retirees’ Association.
- A mobile number registered in the applicant’s name.
- Receipt of pension salary through the Bank of Welfare of Workers.
- Priority for those who have not taken a previous loan.
- Retirement status for at least two years (for new applicants).
- An applicant age between 50 and 77 years.
- An active, unblocked bank account with a minimum balance of 100,000 Tomans.
Loan Specifications
The loan is offered as a Qard-al-Hasanah (interest-free loan) with a 4% annual service fee.
| Feature | Details |
|---|---|
| Loan Amount | 50,000,000 Tomans |
| Annual Fee | 4% |
| Repayment Period | 24 months (2 years) |
| Total Repayment | 53,000,000 Tomans |
Registration Process and Official Assurance
Registration is conducted exclusively online via the dedicated loan website. Parviz Ahmadi Panjhaki, a board member of the High Council of Social Security Retirees, provided assurance that the necessary mechanisms for allocating the loan to applicants are in place. A new quota of 30,000 individuals has been set for this phase, with funds scheduled for deposit by the end of the current month.
This comprehensive guidance aims to ensure a smooth and efficient process for all eligible pensioners to benefit from this financial support.