Title: Bank Saderat and DigiP Partner to Expand Digital Financial Access with New Credit Facility
In a move aligned with national economic policies, a new cooperation between Bank Saderat and the DigiP platform is set to broaden access to financial resources for citizens and businesses across the country.
A New Digital Credit Line
This partnership enables eligible individuals to receive credit facilities of up to 50 million Tomans directly through the DigiP application or website. For businesses, the credit ceiling extends significantly to 2 billion Tomans. The entire process is designed to be fully digital and remote, requiring only the submission of a single “Sayad” check to complete the application after a verification assessment.
Supporting National Economic Goals
The initiative is a direct implementation of policies set by the Central Bank and the Ministry of Economic Affairs and Finance. Its stated objectives are the expansion of micro-credits and the advancement of financial inclusion. The program aims to facilitate easier access to financial resources for various segments of society, provide support for businesses, and strengthen the framework of domestic e-commerce.
Seamless Integration for Consumers
Users of the DigiP platform and Bank Saderat customers can utilize this new credit facility to make installment purchases at a wide network of online and physical stores partnered with DigiP, including major retailers like Digikala. From registration and verification to the final receipt of funds, every step is conducted digitally, eliminating the need for any physical branch visits and offering a streamlined, modern financial experience.