Title: New Credit Initiative Expands Financial Access for ‘Justice Share’ Recipients
Introduction
A significant financial development program is underway, offering new credit opportunities for citizens holding “Justice Shares.” This initiative, facilitated through the national banking system, is designed to provide enhanced economic participation and personal financial flexibility.
Program Overview and Eligibility
Since February 2025, eligible recipients have been able to obtain a specialized credit card linked to their Justice Share holdings. The program is currently administered through two designated banks, the National Bank and Tejarat Bank, with applications being processed entirely online for public convenience.
The process involves using the Justice Share as a financial guarantee for the credit line. This mechanism ensures the program’s sustainability while providing access to funds for the beneficiaries.
Two Pathways to Access Funds
The program accommodates two primary methods of share ownership:
- Direct Shareholding: To qualify, an individual must be registered on the Sejam system, have their shares supervised by one of the designated brokerages affiliated with the participating banks, and must not have previously sold their Justice Shares.
- Indirect Shareholding: For those in this category, requirements include Sejam registration, ensuring the provincial investment company’s symbol is tradable, and completing a process to change their supervising brokerage to one of the participating banks through the bank’s online panel.
Application Process
Interested and eligible individuals can apply for the credit card through the mobile applications (Eva and Zomorod) of the National Bank or Tejarat Bank brokerages. Upon submitting a request, applicants receive a tracking code to monitor the status of their application and the activation of their card directly within the application.
Prospective applicants are advised to first confirm their eligibility and the readiness of the program with their respective bank before proceeding. This structured approach aims to ensure a smooth and efficient rollout of this economic empowerment measure.
