Title: A Guide to Military Service Insurance: Enhancing Social Welfare and Pension Benefits
In a move that underscores the government’s commitment to comprehensive social welfare, the Social Security Organization has clarified the procedures for citizens to enroll in and benefit from the Military Service Insurance scheme. This initiative allows individuals to count their mandatory military service period towards their pensionable social security record, thereby securing greater financial stability for their future.
How to Enroll: A Streamlined Process
Prospective applicants have two primary avenues for enrollment. The recommended method is through the official online portal at es.tamin.ir, where they can navigate to the “Insured Services” menu and select “Calculate and Purchase Military Service.” For those who prefer in-person service, applications can be submitted at the last branch where their insurance was processed. Required documents include the original military service completion card and a valid national identification document.
Payment and Calculation Structure
The cost of purchasing this insurance is calculated based on the applicant’s employment status. For employees, the calculation is derived from the official salary decree at the time of payment. For those covered under the Labor Law, the basis is either the last wage subject to insurance or the average wage from the year preceding the application, whichever is higher. Payments can be made in installments via the online system or through a designated payment code issued at a branch.
Eligibility and Key Considerations
Currently, this service is available to insured individuals who maintain an active relationship with the Social Security Organization. This includes self-employed and voluntary insurance holders, provided they have paid their current month’s insurance premium at the time of application.
A notable provision exists for veterans. Applicants who served on the front lines during the Sacred Defense period (from September 22, 1980, to 1988) and have at least one year of employment in hazardous occupations can have their military service classified accordingly. In such cases, the associated 4% additional cost is covered by the relevant government body.
Policy Flexibility and Support
The Social Security Organization has also outlined a withdrawal policy. If an applicant decides to cancel their request before a formal insurance record is created, a full refund of the paid premiums is possible by submitting a formal withdrawal form at their local insurance branch. This ensures flexibility and citizen-centric service.
This structured program reflects the nation’s ongoing efforts to integrate periods of national service into the broader social safety net, providing tangible long-term benefits for its citizens.